Terms and Conditions

Welcome to SeniorCoverTop.com, your trusted platform for selecting specialized insurance solutions tailored to retirees. By accessing or using our services in 2025, you agree to comply with and be bound by these Terms and Conditions.

1. Introduction

SeniorCoverTop.com (the “Platform”) provides a service to facilitate the comparison and selection of insurance products designed for pensioners. The Platform is operated by SeniorCoverTop, Business ID CHE-226.291.677, located at Rämistrasse 101, 8092 Zurich, Switzerland.

2. Service Overview

Through our Platform, users can explore various insurance plans, request quotes, and receive personalized recommendations. We do not underwrite policies directly; instead, we connect you with reputable insurance carriers.

3. Eligibility

Our services are available to individuals aged 60 and above. By using this Platform, you represent and warrant that you meet the age requirement for pensioner-targeted insurance products.

4. Booking Insurance Services

To obtain insurance quotes, you must provide accurate personal information. You acknowledge that any misinformation may impact the validity of your coverage. To initiate a request or ask questions, please use our contact form.

5. Refund Policy

We strive to ensure satisfaction with our service. In the event you wish to cancel a paid service package within 14 days of purchase, you may request a full refund. Refund eligibility and process are as follows:

• Submit your refund request in writing via email or using our contact form within 14 days of the transaction date.
• Include your transaction ID, purchase date, and a brief reason for cancellation.
• We will review your request and respond within 7 business days with confirmation or further information.
• If approved, refunds will be issued via the original payment method within 14 calendar days.
• Certain services (e.g., bespoke consulting or third-party fees) may be non-refundable. Such exceptions will be clearly outlined at the point of sale.

For questions about refunds, please contact us promptly to ensure timely processing.

6. Limitation of Liability

SeniorCoverTop.com acts solely as an intermediary. We do not guarantee the performance or pricing of any insurance carrier. To the fullest extent permitted by law, we disclaim all liability for indirect, incidental, or consequential damages arising from the use of our Platform.

7. Privacy and Data Protection

Your privacy is important. We collect and process personal data only to facilitate insurance quotes and recommendations. Please review our Privacy Policy for details on data handling, retention, and your rights.

8. Governing Law

These Terms and Conditions are governed by the laws of Switzerland. Any dispute arising under or in connection with these terms shall be subject to the exclusive jurisdiction of the courts in Zurich.

9. Contact Information

If you have questions or require further assistance, please write to us at Rämistrasse 101, 8092 Zurich, Switzerland, call +41767198168, or use our contact form. SeniorCoverTop, Business ID CHE-226.291.677, ensures attentive support for all your inquiries.